KoinKoin Treasury

Out with the old WhatsApp.
In with the new KoinKoin Treasury.

The power of business and money, in your hands. Convert, pay and settle in seconds at a firm price. You are in control, and you are backed by blockchain technology.

Open a business accountAlready registered? Start KYB →
Instant Gratification
No more "I'm waiting for confirmation". The money lands while you are still looking at the screen.
Instant Settlement
Conversions and payments settle in seconds, any time of day, every day of the week. Not tomorrow. Now.
You are in control
You decide when to convert, pay or withdraw. Your balances sit in your own account, and you are backed by blockchain technology.
Why switch

Business money should not run on group chats

Rates agreed in DMs, screenshots as receipts and hours of waiting for someone to release funds. That was the old way. KoinKoin Treasury replaces it with a firm price, instant settlement and a full record.

The old way
Haggling for a rate in a WhatsApp group
Screenshots sent as proof of payment
Waiting hours for someone to release your funds
No record and no one to call if it goes wrong
The KoinKoin way
A firm rate on screen before you commit
Settlement in seconds, straight into your account
Every payment recorded in your activity and statements
Verified customers and businesses on the other side
How it works

From local currency to settled, in four steps

01
Open a business account
Sign up as a business and complete business verification (KYB). We check who you are once, so every counterparty on KoinKoin is verified too.
02
Fund your treasury
Add money in your local currency, or deposit USDT or cNGN from any wallet. Your balances sit in your own KoinKoin account.
03
Convert instantly at a firm quote
Move between USDT and cNGN in seconds. You see the exact rate and what you will receive before you confirm. No haggling, no counter-offers.
04
Pay, hold or withdraw
Pay suppliers and partners instantly with KoinKoin Pay, keep working capital in digital dollars, or withdraw to your own bank account whenever you need it.
Treasury Book
ROLLING OUT

Big orders, matched privately

When your size is too large to fill instantly, post it on the Treasury Book: a private order book that only other verified KoinKoin Treasury clients can see. Set your rate and how long the order stays open. Your name is never shown, and KoinKoin settles both sides.

Anonymous
Other clients see the size band and rate, never who you are.
Your terms
Choose your rate, minimum fill and how long the order stays open.
Settled by KoinKoin
Both sides settle into verified KoinKoin accounts. No counterparty chasing.
Treasury and KoinKoin Pay work together
Convert in Treasury, then pay suppliers, staff and partners instantly with KoinKoin Pay, or send invoices and get paid in seconds.
KoinKoin Pay for businessHow Pay works
Questions

Good to know

Who is KoinKoin Treasury for?
Businesses that move money every day: importers, exporters, fintechs, agencies, traders and merchants who are tired of negotiating rates over WhatsApp and waiting for funds to be released.
What can I convert?
USDT, a digital US dollar, and cNGN, a digital naira where 1 cNGN equals ₦1. Both can be held by anyone, anywhere, and both settle on public blockchains.
How fast is settlement?
Conversions at an instant quote settle in seconds, and KoinKoin Pay payments between KoinKoin accounts arrive straight away. Withdrawals to your bank account follow the local banking rails and usually arrive within 30 minutes.
What does it cost?
You always see the rate and any fee on screen before you confirm, so the amount you receive is never a surprise.
What is the Treasury Book?
For orders too large to fill instantly, you can post your order on the Treasury Book, a private order book that only other verified KoinKoin Treasury clients can see. Your name is never shown, and KoinKoin settles both sides. It is rolling out to business clients now.
Where do my withdrawals go?
Only to a bank account in your own verified name. That protects your business if anyone ever gets hold of your login.
Take control of your business money
Instant settlement, backed by blockchain technology.
Open a business accountLog in