Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing or using KoinKoin's platform (koinkoin.io), you agree to be bound by these Terms of Service. If you do not agree, you may not use the platform.

2. Eligibility

You must be at least 18 years of age and a resident of an eligible jurisdiction to use KoinKoin. We do not provide services to residents of sanctioned jurisdictions including the United States, Iran, North Korea, Cuba, Syria, Russia, Belarus, or Venezuela.

3. Account Registration

You must provide accurate, complete information during registration and keep your account information updated. You are responsible for maintaining the security of your account credentials.

4. KYC/AML Compliance

KoinKoin is required by law to verify the identity of all users (Know Your Customer). You agree to provide identity documents and complete verification as required. We may suspend accounts that fail to complete verification.

5. Prohibited Activities

You may not use KoinKoin for money laundering, terrorist financing, market manipulation, fraud, or any activity that violates applicable laws. Violation will result in immediate account termination and reporting to relevant authorities.

6. Trading Risks

Cryptocurrency trading involves significant risk. The value of digital assets can fluctuate substantially. KoinKoin does not provide financial advice. Past performance is not indicative of future results. You may lose all capital invested.

7. Fees

KoinKoin charges trading fees as displayed on the platform. Fees may change with 30 days' notice. Spot trading: 0.10% taker, 0.08% maker.

8. Withdrawal Limits

Withdrawal limits are determined by your KYC verification level. Unverified accounts: $0/day. Level 1 (Basic KYC): $10,000/day. Level 2 (Advanced KYC): Unlimited.

9. Regulatory Status

KoinKoin operates under CBN AML/CFT/CPF VASP Supervision Pilot (Nigeria) and SEC Ghana VASP Sandbox Licence. These are pilot/sandbox licences and do not constitute full regulatory approval.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the courts of Lagos State, Nigeria.

11. Changes

We may update these Terms at any time. Continued use of the platform constitutes acceptance of the updated Terms.

12. Contact

Legal enquiries: legal@koinkoin.com · 6 Akiogun Road, Oniru, Victoria Island, Lagos, Nigeria