Privacy Policy

Last updated: June 2026

1. Data We Collect

We collect: identity documents (passport, national ID), selfie/liveness images, email address, phone number, date of birth, country of residence, transaction history, device information, and IP addresses.

2. How We Use Your Data

Your data is used to: verify your identity (KYC), comply with AML/CFT/CPF regulations, process transactions, prevent fraud, communicate with you about your account, and improve our services.

3. Identity Verification

Identity verification is performed by Sumsub (sumsub.com), a regulated identity verification provider. KoinKoin does not store raw identity documents. Processing is compliant with NDPR (Nigeria), DPA (Ghana), and GDPR standards.

4. Data Sharing

We share data with: regulatory authorities as required by law, Sumsub for identity verification, our banking partners for fiat processing, and law enforcement when legally required. We do not sell your personal data.

5. Data Retention

We retain your data for a minimum of 5 years after account closure, as required by Nigerian and Ghanaian AML regulations. Identity documents are retained by Sumsub per their data retention policy.

6. Your Rights

You have the right to: access your personal data, correct inaccurate data, request deletion (subject to regulatory retention requirements), object to processing, and data portability. Contact privacy@koinkoin.com to exercise these rights.

7. Security

We use 256-bit SSL encryption, two-factor authentication, cold storage for digital assets, and regular security audits to protect your data.

8. Cookies

We use essential cookies for platform functionality and analytics cookies to improve user experience. See our Cookie Policy for details.

9. Contact

Privacy Officer: privacy@koinkoin.com · KoinKoin Global Network Ltd · 6 Akiogun Road, Oniru, Victoria Island, Lagos, Nigeria